On Track Debt Consolidation Loan

Consolidate bills, credit cards and loans into a single manageable payment to get back on top of your debts!

Variable Interest Rate
Comparison Rate

Features & Benefits

Competitive Interest Rate
No Monthly Service Fee
Free Additional Repayments
Redraw Facility Available ²

It’s all too easy for everyday expenses and lifestyle costs to pile up. Often, these piles can be in any number of places and leave you struggling to keep track. Managing multiple bills and payments can be stressful, time consuming and demoralising - especially when they don’t seem to be reducing from month to month!

At Regional Australia Bank our helpful staff can work with you to restructure your obligations into a single loan with a single regular repayment that will pay off the debt over time. By simplifying your debts and payments we can help you by saving you time, money, effort and stress.

The On Track Debt Consolidation Loan also has great features like:

  • Competitive interest rate
  • No need for a security against the loan
  • No monthly fees
  • No penalties for early payout
  • Make unlimited extra repayments and redraws2

To find out more about how we can help you get back on track, call us on 132 067, visit your local branch or click Apply Now above.

Have a question or want to get started?

Apply online now

Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.

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Have a question? Simply send us your enquiry and we'll get back to you.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.

Product Details

Interest Type
Repayment Options
Principal & Interest
Security Type
Minimum Amount
Maximum Term
5 years
Advance Payments
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
Approval Fee
PPSR Check Fee (if required)
Variable Interest Rate
Comparison Rate


1 WARNING: This comparison rate is for an unsecured variable rate On Track Debt Consolidation Loan based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/06/18 and are subject to change.

2 Minimum redraw amount is $200.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.