Enviro Loan

Get rewarded for making green purchases and improvements to your home with a low interest rate, great features and no monthly service fees or charges.

Variable Interest Rate
Comparison Rate

Features & Benefits

Low Interest Rate
No Monthly Service Fee
Free Additional Repayments
Redraw Facility Available ²

The Regional Australia Bank Enviro Loan features a special low interest rate that rewards you for making home improvements that are energy efficient, benefit the environment or promote sustainability. Whether you're interested in a solar hot water or power system, a rainwater tank, energy efficient air conditioning or another sustainable initiative you could benefit from financing your next green project3.

The Enviro Loan also offers flexible features like unlimited additional repayments, no penalty for early payout, a redraw facility2 and terms up to 5 years. Along with a low application fee and no monthly service fees or charges, we look after you while you're looking after the planet!

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Product Details

Interest Type
Repayment Options
Principal & Interest
Security Type
Secured or Unsecured
Minimum Amount
Maximum Term
5 years
Advance Payments
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
Approval Fee
PPSR Check Fee (if required)
Variable Interest Rate
Comparison Rate


1 WARNING: This comparison rate is for an unsecured variable rate “Enviro Loan” based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/02/17 and are subject to change.

2 Minimum redraw amount is $200.

3 The Enviro Loan is available for any purchase that is considered to enhance sustainability and be beneficial for the environment. Applicable products can be found at www.energyrating.gov.au/products. Regional Australia Bank reserves the right to determine whether a purchase is eligible for the Enviro Loan.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.