Partnership Advantage Home Loan

Our fully featured home loan offers discounted interest rates, fee waivers and discounts across a host of other products.

Features & Benefits

Tiered Interest Rate Discounts1
Discounts on range of other products
Up to 8 100% offset accounts
Dedicated Relationship Manager
Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)
3.99%p.a1
Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate
4.18%p.a2

Product Details

Borrowers
Owner Occupier, Investor
Interest Rate Type
Variable or Fixed
Repayment Frequencies
Weekly, Fortnightly or Monthly
Advance Payments
Yes
Redraw
Yes (variable loans only) 4
100% Offset Accounts
Up to 8 per variable loan account
Split Loans Allowed
Yes
Minimum Amount
$500
Maximum Term
30 years
Minimum Deposit
(without Lenders Mortgage Insurance)
20%
Minimum Deposit
(with Lenders Mortgage Insurance)
5%
Interest Only Payments Available
Yes, up to 5 years 5
Discounted Interest Rate on Your Choice Visa Credit Card
5% discount
No annual fee on Visa Platinum Rewards Card
Yes
No annual fee on Your Choice Visa Credit Card
Yes
Discount on CGU Insurance
10% discount
Access Fee on Transaction and Savings Accounts
Waived 6
Annual Fee
$375
Approval Fee
None
Mortgage Documentation Preparation Fee
Waived
Discharge of Mortgage Preparation Fee
Waived
Valuation Fees
Waived
Top Up Fee
Waived
Restructure Fee
Waived
Monthly Service Fee
None
Visa Platinum Rewards Credit Card Fee
Waived
Your Choice Visa Credit Card Fee
Waived
Break Costs for Early Payout
May apply to fixed loans
Access Fee on Transaction & Savings Accounts
Waived6
Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)
3.99%p.a1
Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate
4.18%p.a2
Discount Variable - Under $250,000
(Owner Occupier, Principal & Interest)
4.19%p.a1
Discount Variable - Under $250,000
(Owner Occupier, Principal & Interest) - Comparison Rate
4.47%p.a3
Other Rates
Please see our Interest Rates page for details of
Investor, Fixed and Interest Only rates

Have a question or want to get started?

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Get in touch with a Home Loan Specialist for advice. We're here to help from application to settlement.

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We're available on 132 067 if you would like to apply over the phone or have a question.

Disclaimer

Interest rates are on a per annum basis and are current as at 01/06/18 and are subject to change.

1 The Interest Rate Discount applies to the Standard Variable Home Loan Rate at the time of the application of the loan and is based on total mortgage-secured consumer lending held in Partnership Advantage Home Loans.

2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

3 WARNING: This comparison rate is based on $200,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

4 Minimum redraw amount is $500.

5 Regional Australia Bank reserves the right to determine eligibility for this service.

6 No monthly Access Fee where the minimum monthly membership balance exceeds $5,000.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.