Home Loans

Regional Australia Bank's range of flexible home loans, competitive rates and helpful tools provide all you need to secure the right mortgage for you.
Speak to a specialist now and get a home loan that suits you.

Partnership Advantage Home Loan

Our fully featured home loan offers discounted interest rates, fee waivers and discounts across a host of other products.

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)

3.99%p.a1

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate

4.18%p.a2

Basic Home Loan

Our lowest home loan rate with all the features you need and none that you don't

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest)

3.79%p.a1

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest) - Comparison Rate

4.23%p.a2

Head Start Family Guarantee Home Loan

The Head Start Family Guarantee Home Loan is designed to get you into your first home sooner... with a little help from your loved ones.

Sustainable Home Loan

Be rewarded for your commitment to the environment with a green home loan that offers a low interest rate and full range of features.

Variable Rate
(Owner Occupier, Principal & Interest)

3.79%p.a1

Variable Rate
(Owner Occupier, Principal & Interest) - Comparison Rate

3.81%p.a2

Fixed Rate Home Loan

Get a low fixed home loan rate for terms of one to five years. A fixed rate home loan is a great option if you'd prefer to lock in your home loan repayments and stay on top of your budgeting.

2 Year Fixed
(Owner Occupier, Principal & Interest)

3.99%p.a

2 Year Fixed
(Owner Occupier, Principal & Interest) - Comparison Rate

5.04%p.a2

Mortgage Offset Home Loan

Reduce interest charges on your variable rate home loan and pay your mortgage off sooner. Plus, enjoy a dedicated Relationship Manager to help through the complexities.

Standard Variable
(Owner Occupier, Principal & Interest)

5.22%p.a

Standard Variable
(Owner Occupier, Principal & Interest) - Comparison Rate

5.24%p.a2

Mortgage Overdraft

A line of credit style all-in-one home loan and transaction account for maximum flexibility

Standard Variable
(Owner Occupier, Interest Only)

From 5.72%p.a

Self Managed Super Fund Loan

A home loan for Australians who wish to invest in residential properties through their Self Managed Super Fund. See how your SMSF can help fund your retirement.

Variable Rates
(Investor, Principal & Interest)

From 5.87%p.a

First time home buyer?

Find out all your need to know about buying a home. For information about mortgages, first home owner grants, home loan calculators and more, see our first home buyers guide and be in the know.

Disclaimer

1 Interest rates are on a per annum basis and are current as at 25/08/17 and are subject to change.

2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Terms, conditions, fees, charges and normal lending criteria apply.
Please refer to the Product Details when considering if a product is right for you.