Home Loans

Regional Australia Bank's range of flexible home loans, competitive rates and helpful tools provide all you need to secure the right mortgage for you.
Speak to a Home Loan Specialist now and get a home loan that suits you.

Partnership Advantage Home Loan

Partnership Advantage is our premium home loan, with all the features and every advantage all in one package.

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)

3.99%p.a1

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate

4.18%p.a2

Basic Home Loan

Our low rate home loan with all the features you need and none that you don't

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest)

3.79%p.a1

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest) - Comparison Rate

4.23%p.a2

Head Start Family Guarantee

The rising cost of living these days makes saving for a home loan difficult. An alternative is available however with our Head Start Family Guarantee - a home loan designed to get you into your first home sooner... with a little help from your loved ones.

Sustainable Home Loan

We reward your commitment to the environment and sustainability with a low interest rate and full range of features.

Variable Rate
(Owner Occupier, Principal & Interest)

3.79%p.a1

Variable Rate
(Owner Occupier, Principal & Interest) - Comparison Rate

3.81%p.a2

Fixed Home Loan

Lock in your interest rate for a set period of time to protect against future increases.

2 Year Fixed
(Owner Occupier, Principal & Interest)

3.99%p.a

2 Year Fixed
(Owner Occupier, Principal & Interest) - Comparison Rate

5.04%p.a2

Mortgage Offset Home Loan

Our standard variable home loan with competitive features and flexible options.

Standard Variable
(Owner Occupier, Principal & Interest)

5.22%p.a

Standard Variable
(Owner Occupier, Principal & Interest) - Comparison Rate

5.24%p.a2

Mortgage Overdraft

A line of credit style all-in-one home loan and transaction account for maximum flexibility

Standard Variable
(Owner Occupier, Interest Only)

From 5.72%p.a

Self Managed Super Fund Housing Loan

A loan specially designed to allow your Self Managed Super Fund to borrow and invest in residential property.

Variable Rates
(Investor, Principal & Interest)

From 5.87%p.a

Disclaimer

1 Interest rates are on a per annum basis and are current as at 25/08/17 and are subject to change.

2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Terms, conditions, fees, charges and normal lending criteria apply.
Please refer to the Product Details when considering if a product is right for you.