Youth Account

A full access transaction account for members under 18 years of age, with no monthly fees and access to our Community Partnership Program.

Learn to save with no monthly fees and online access to funds

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Features & Benefits

No Monthly Fees²
Unlimited electronic transactions
Your choice of access methods
Community Partnership Program

As you can guess, the Regional Australia Bank Youth Account is our everyday account for members under 18. It has no monthly fees or transaction fees2 and is accessible via our full range of electronic and face to face access methods, including Visa Debit card (for members over 14), Internet Banking and our Mobile App.

As an added bonus, the Youth Account is now part of our Community Partnership Program. This means that every year we make a donation equal to 1% of your account’s average annual balance to a community group of your choice, at no additional cost to you!

The Community Partnership Program

Along with the great access and value you expect from a transaction account, your Youth Account helps you support your local community and the groups that enrich it.

Product Details

Community Partnership Program
Visa Debit Card (ATM and Eftpos)
Access Card (ATM and Eftpos)
Internet and Mobile Banking
Phone Banking
Direct Debits and Credits
Branch and Service Support Centre
Overdraft Available
Access Fee
Waived while member is under 182
Internet, Mobile and Phone Banking Transactions
ATM Withdrawals or Enquiries
Eftpos or Visa Transaction
Direct Debits and Credits
Over the Counter Withdrawal
Staff Assisted External Transfer
Over Limit Fee
Direct Debit Dishonour
Bank Cheque Fee
Cheque Deposit
All balances


1 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

2 Member must be under the age of 18 years to be eligible for the waiver of the monthly Access Fee.

3 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

4 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.