eFree account

Online and card access, no monthly fees and access to the Community Partnership Program for members 25 and under.

Get started with no monthly fees and online access to your funds.

Call us now or make an enquiry and we'll get back you.

Features & Benefits

No monthly Access Fee
Unlimited electronic transactions
Up to 9 sub-accounts to help budget and save
Community Partnership Program

Our eFree account lets you access your money wherever and whenever you want with no monthly fees1. If you're 25 and under, like to bank online or use our Mobile Banking, use a debit card and receive electronic statements then this is the everyday account for you!

Plus, once you turn 26 you can keep your eFree for as long as you like, with no extra fees or inconvenience.

As an added bonus, the eFree is now part of our Community Partnership Program. This means that every year we make a donation equal to 1% of your account's average annual balance to a community group of your choice, at no cost to you!

The Community Partnership Program

Along with the great access and value you expect from a transaction account, your eFree helps you support your local community and the groups that enrich it.

Product Details

Community Partnership Program
Visa Debit Card (ATM and Eftpos)
Access Card (ATM and Eftpos)
Internet and Mobile Banking
Phone Banking
Direct Debits and Credits
Branch and Service Support Centre
Overdraft Available
Access Fee
Internet, Mobile and Phone Banking Transactions
ATM Withdrawals or Enquiries
Eftpos or Visa Transaction
Direct Debits and Credits
Over the Counter Withdrawal
Staff Assisted External Transfer
Over Limit Fee
Direct Debit Dishonour
Bank Cheque Fee
Cheque Deposit
All balances


1 Staff Assisted Fee may apply for transactions undertaken in branch or over the phone. Excludes third party charges from other institutions.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other institutions' ATMs may incur a fee.

4 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.