Mortgage Secured Commercial Loans

Whether secured by residential, commercial or rural property our dedicated Commercial Lending Team can tailor a commercial mortgage to meet your long term finance needs.

Variable Rate Commercial Loan (Residential Security)
From 5.72%p.a1

Features & Benefits

No monthly service fee
Competitive interest rates
Dedicated Relationship Manager
Flexible repayment terms and options²

Like you, we’re local and understand the importance of business in developing regional prosperity. Similarly, we understand your need for agility, flexibility and value. Our Commercial Lending Specialists are committed to getting to know your business and working with you to structure a business loan that adapts to your individual needs and gives you the best shot at ongoing success.

Whether your security is commercial, rural or residential, our lenders are empowered to make quick, local decisions so you can stop waiting around for approvals and get on with building your business. Along with competitive interest rates and no monthly service fees, our Commercial Loans can save you time, money and effort while helping get your business where you want to go.

Product Details

Split Loans Available
Repayment Options
Principal & Interest, Interest Only, Interest in Advance
Minimum Amount
Maximum Term
30 years (residential security), 15 years (commercial or rural security)
Advance Payments
Yes (variable loans only)
Repayment Frequency
Monthly, Quarterly, Semi-Annually or Annually
Minimum Deposit (No LMI)
20% (residential security), 35% (commercial security), 40% (rural security)
Monthly Service Fee
Approval Fee
Contact our Commercial Lending Team for details
Variable Rate Commercial Loan (Residential Security)
From 5.72%p.a1
Other Interest Rates
Contact our Commercial Lending Team for details


1 Interest rates are on a per annum basis and are current as at 08/05/17 and are subject to change.

2 Terms & Conditions apply.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.