Access Savings

Our basic transaction account with all the features and an overdraft1, if you need it

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Features & Benefits

Your Choice of access methods
Attach an overdraft¹
Low Fees
Unlimited electronic transactions

Our Access Savings account has all the features and accessibility you need in a working account, with low or no monthly fees.5 It’s all purpose, no frills and gets the job done, whatever that may be.

Additionally, you can attach an overdraft to your Access Savings account1, giving you the flexibility to manage your business's cash flow or provide extra funds in case of emergency.

Product Details

Community Partnership Program
Visa Debit Card (ATM and Eftpos)
Access Card (ATM and Eftpos)
Internet and Mobile Banking
Phone Banking
Direct Debits and Credits
Branch and Service Support Centre
Minimum Balance
Overdraft Available
Access Fee
Internet, Mobile and Phone Banking Transactions
ATM Withdrawals or Enquiries
Eftpos or Visa Transaction
Direct Debits and Credits
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
Over Limit Fee
Direct Debit Dishonour
Bank Cheque Fee
Cheque Deposit
All Credit Balances
All Debit Balances (on approved overdraft)
From 16.99%p.a1


1 Terms, conditions, fees, charges and normal lending criteria apply. Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

5 Access Fee is waived for each monthly when the combined balance of your accounts (excluding credit card balances) exceeds $5,000 for the entire month and/or no withdrawals are made. Fees may apply to staff assisted transactions.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.