Get $1500 cash

when you switch your home loan of $200,000 or more from another financial institution and partner it with a CGU Insurance quote.

Why choose feel good banking?

It’s simple. Feel good banking puts people before profit.

Feel good banking has your best interests at heart, specialist staff that are always one call away, competitive pricing, and a demonstrated commitment to supporting local communities.

If your bank doesn't make you feel good, why aren’t you making the switch?

  • Dedicated Relationship Manager working with you one-on-one.
  • Discounted rates available off the standard variable rate.
  • Up to 8 free 100% offset accounts on a variable home loan.
  • We do not lend to or invest in mining industries.
  • 100% customer owned, delivering value back to our communities.

Find out more

Want to talk to a lending expert? Have a Home Loan Specialist get back to you.

We will collect, use and retain information entered as part of this form in accordance with our privacy policy.

Find your feel good home loan

Not sure where to start? We've made it easy to find the right home loan for you.

Choose a calculator to compare our loans and see how much you could afford to borrow and repay based on your income, deposit size and circumstances.

What’s the right loan for me?

Answer 4 questions to narrow down search results and see the best home loan for you.

    For a loan of $250,000 over 30 years these home loans are recommended

    We’re here to help

    Call one of our friendly staff or send us your details and we’ll contact you.


    We are getting the best home loans for you...

    Am I eligible?

    Answer these quick questions to see your eligibility for a home loan.

      Yes. Based on your answers, it’s likely that you would be eligible for a $250,000 loan over a 30 years term.
      Please select a home loan product to continue.

      My house is
      I would like to repay
      I would like

      Please note that this is a guide to your eligibility and not constitute an approval. Applications are subject to Regional Australia Bank credit assessment. The below interest rates are indicative only and may be subject to change.

      We’re here to help

      Call one of our friendly staff or send us your details and we’ll contact you.


      We are getting the best home loans for you...

      The feel good factor

      Over $1.5m donated in 2018

      We are committed to supporting regional Australia and using banking as a force for good, by donating over $1.5M p.a. to grass roots initiatives.

      We make banking easy

      When surveyed, 91% of our customers agreed banking with us is easy.a

      92% customer satisfaction rating

      A Roy Morgan survey confirmed we have some of the most satisfied customers in Australia.a

      Home Loan Specialists who come to where you are

      Our team are experts in their field, and get a real kick out of helping you achieve your lifestyle goals.

      Better digital banking

      Convenient access to your money 24/7 for feel good banking on the go, so you can support regional Australia wherever you are.

      Celebrating 50 years

      We're celebrating 50 years of giving value back to regional Australians... and it feels good.

      a Regional Australia bank Annual Member Survey July 2018, conducted by Roy Morgan Research (sample size = 1979)

      Trusted by the happiest customers

      My contact for my loans is absolutely fantastic, and an absolute credit to your organisation. Anytime I need to contact her, its always an easy and efficient process, couldn't be happier.
      L LucasBellingen, NSW
      The customer service and the feeling of security I receive whenever I am dealing with this bank feels good. I have never had a bad experience with this bank.
      A KlaassensCoburg, VIC
      Excellent Internet Banking facilities for day-to-day things and really good customer service for more complex things such as mortgages or account changes.
      A BellEnoggera, QLD,

      Get covered with CGU

      Feel good knowing the home you worked hard for is covered by an insurer with 160 years experience. CGU, our partner in Home Insurance provides cover for your home, contents, or both under the same policy.

      Aside from reassurance that your home and contents are fully protected, you'll also enjoy;

      • New for old replacement.
      • Automatic flood cover.
      • Direct payment from your account with us.
      • Optional valuable items cover for contents outside of the home.
      • Flexible payment options.
      • Convenient 24/7 claims service.

      We make switching and refinancing easy

      With competitive rates across our entire range of home loans, you can also expect great service that makes the whole refinancing process easy. Take a look at the steps below to see how simple it can be.

      1. Apply

      Apply online in moments. One of our specialists will call you to progress.

      2. Assessment

      We ask for some documents and do a valuation on your property.

      3. Approval

      We'll assess your application and contact you on the outcome.

      4. Contract

      If successful, we'll provide loan documents you need to sign.

      5. Settlement

      We'll complete this for you, even contact your current loan provider to arrange settlement.

      6. Feel Good

      Sit back and enjoy feel good banking.

      Things you should know

      To be eligible for the $1,500 cashback payment the applicant(s) must be an Australian resident, over the age of 18 years and open a membership with Regional Australia Bank, complete a refinance application (with formal unconditional credit approval) of a owner-occupied home loan with a balance greater than $200,000 from another financial institution to Regional Australia Bank between 8am on 25 March 2019 and 5pm on 6 May 2019 and complete a CGU home and contents insurance quote via Regional Australia Bank during the above period. There is no obligation for the applicant(s) to purchase this insurance.

      Please note property purchases, the refinance of residential loans with a balance of less than $200,000, residential investment home loans, top-ups, restructures and commercial loans are not eligible. Applications subject to credit approval. Fees and charges may be payable. Offer ends 6 May 2019. View the full Refinance cashback offer terms and conditions.

      Please refer to the CGU Accidental Damage Home Insurance, CGU Listed Events Home Insurance, CGU Fundamentals Home Insurance Product Disclosure Statements (PDS) and Policies to consider if an insurance product is right for you.